Heads up, Florida folks! Florida Credit Union is offering a $300 bonus when you open a new free checking account and set up a direct deposit of $500 or more within 60 days. Just use the promo code 25SUMMERBONUS. The account needs to stay open for at least 90 days to snag the bonus.

But wait, there's more! You can score an additional $300 bonus by opening a new 13-month CD with a deposit of $25,000 or more, also using the 25SUMMERBONUS code. That CD comes with a 4.35% APY, which is pretty solid.

Why does this matter to you? Well, a free $300 (or $600!) is nothing to sneeze at, especially with relatively easy requirements. Bank bonuses are essentially free money! Just remember a few key things: it's a soft pull (won't affect your credit score), you need to be a new checking customer, and the bonus is considered interest, so you'll owe taxes on it. Also, watch out for that $20 early account termination fee if you close the account within 6 months. If you're in Florida and have some cash to park, this could be a great deal.